COMPARE THE BEST TERM DEPOSIT RATES IN NEW ZEALAND

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See how Kiwi banks, credit unions, and mutual societies stack up with their term deposit rates.
We compare them all to help you pick the best one!

We're not like other comparison sites! No bank owns us; we're fully independent. Compare all Kiwi Term Deposits confidently and stress-free!

Compare New Zealand’s Leading Term Deposit Rates

Term deposits offer a safe and easy way to earn a guaranteed return, especially appealing in times of volatile cash rates. With the best rates currently above 6%, it's a promising option for those looking to secure their savings​.

Guaranteed Returns

Enjoy stable and predictable earnings with fixed interest rates

No Market Fluctuations

Eliminate the worry of market swings impacting your investment returns

Risk-Free Investment

Safeguard your savings with a secure investment, free from market volatility

Competitive Rates

Benefit from attractive rates, often higher than regular savings accounts

Flexible Terms

Choose from a variety of term lengths to suit your financial goals and timeline

Easy Accessibility

Available through numerous banks, offering convenience in your investments

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INTEREST RATE
0.95%
FREQUENCY MULTIPLE
TERM DURATION 12 MONTHS
INTEREST RATE
0.95%
FREQUENCY QUARTERLY
TERM DURATION 09 MONTHS
INTEREST RATE
0.95%
FREQUENCY MATURITY
TERM DURATION 06 MONTHS

98% of Kiwi Investors Recommend Us

Explore the experiences of our readers who have found financial growth and peace of mind with our term deposit services.

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Michael Taylor Wellington

"Kiwi Markets demystified the world of term deposits for me. Their guide was invaluable in helping me secure the best rates."

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Noah Smith Dunedin

"The term deposit guide from Kiwi Markets was a game-changer. It helped me make informed decisions about where to invest."

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Lucas Brown Hamilton

"Kiwi Markets offers clarity and insight into New Zealand's term deposit rates. Their free guide is a must-read for savers."

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Mason Wilson Tauranga

"Finally, a straightforward guide to getting the best term deposit rates in NZ. Kiwi Markets knows their stuff."

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Oliver Thompson Napier

"Kiwi Markets' guide opened my eyes to opportunities I was missing. Their advice on term deposits is gold."

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Jack Anderson Palmerston North

"With Kiwi Markets' help, I've found the perfect term deposit rate. Their guide is clear, concise, and effective."